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Anyone of us that has had multiple contractors over to our homes to work up a quote for a project must have had similar experiences. Similar with respects to receiving such a wide range of pricing for the same job….how can this be? The simple answer is Sterling Shepard Youth Jersey , and this ties into my previous blog post, most contractors really are not skilled or proficient in business finance. I don’t profess to be at the upper end of this spectrum but definitely above 50%, or at least that’s what I’m rolling with.

Ok, let’s break this down a bit. It’s really not all that cryptic. A contractor comes in, measures up Eli Apple Youth Jersey , investigates material and labor costs and then puts a price together. That’s not hard, right…..I agree. The next part is where the breakdown, or separation comes in to play. The mark up, the additional charge that EVERY contractor must add on to the estimate in order to pay the bills. That markup, which is a percentage cost or amount of each job that needs to put to the side to pay for all the overhead of the business which includes: general liability Dalvin Tomlinson Youth Jersey , workers compensation & disability insurance, vehicle costinsurancemaintenance, tool purchases & maintenance, advertising & on and on and on. Hopefully said contractor(s) have spent some time adding all of their expenses up, added up their gross sales from the year before and then determined what % of gross sales their overhead is. This sounds rudimentary right? Sadly Evan Engram Youth Jersey , I believe the percentage of contractors out there that don’t have a clue as to these facts & figures for their respective businesses is quite high.

In addition to poor financial diligence in determining a proper mark up, contractors will also fail to price in or compensate themselves for all the functions that a business must provide. Every function that requires time and effort should be compensated. I haven’t met too many people that work for free, have you? Other than a volunteer who does work for free sporadically, that’s not a fair comparison, they don’t volunteer 5 days a week Eli Manning Youth Jersey , 52 weeks a year. A typical contractor will not only do the hands on work on the job, they will also do the estimating, the field supervision of the job, the accounting and all the administrative parts of the business. Each one of these functions requires time & effort….i.e. expense or cost. Most contractors don’t charge for some if not all of these functions. Who cares…..right? You will take the cheap price and that’s his problem, sounds good Saquon Barkley Youth Jersey , who wouldn’t? Consider a few things the next time you hire “the cheap guy”. When the cheap guy who didn’t price the job right realizes he is crashing and burning on your job, get ready for some additional items to pop up (extras). When the cheap contractor who doesn’t have money in the project to have a project manager on the site and you have questions and there is nobody around was it worth it? When the cheap contractor realizes that not only is your job crashing and burning but his entire business is going down because he got audited by Workers Comp and he would have to work for free for the next 6 months to pay his bills, how’s that cheap price looking now? On and on, all the horror stories told by homeowners are birthed the moment “the cheap guy” is hired. He is the bane of the industry but he lives on in perpetuity.

If you are looking for a good contractor that understands all sides of the business, the work Odell Beckham Jr Youth Jersey , the financial side, the customer relationship side, the contract legal side he will likely not be “the cheap guy”. I remember one contractor telling me a sales line that really spoke to me in reference to all of this and it was “You will get the exact job that you pay for, if you want more you will have to pay more”.

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While sports fans all over the world spent the past two weeks obsessing over the Summer Olympic Games in Rio Kyle Lauletta Youth Jersey , hard-core American football fans were far more interested in the fact that NFL training camps were kicking into high gear. This meant, among other things, training camp fights.

One of the higher-profile incidents of this nature involved Baltimore Ravens tight end Dennis Pitta, who broke his finger during a fight with rookie linebacker Kamalei Correa on August 1. At the time, Ravens coach John Harbaugh didn't seem to have a problem with the Pitta-Correa fight - one of six scuffles that occurred at practice on that day.

"This is football. We have to build a football team Lorenzo Carter Youth Jersey ," Harbaugh said. "It's a tough game." But when Harbaugh learned Monday about the broken finger of Pitta, who hasn't played a game since 2014 due to multiple hip surgeries, -Harbaugh seemed to change his tune.

"It's absurd that it even happened," he said."It's ridiculous. It's sad and I'm disappointed about it."

Harbaugh's frustration is emblematic of a conflicted coaching mind-set that is at once shocking and not at all surprising. On one hand, NFL coaches want their players to be tough-minded B.J. Hill Youth Jersey , Type-A competitors who stand up for themselves in all circumstances. On the other hand, the same coaches want their players to be team-first guys who play smart and do everything they can to avoid unnecessary injuries.

Muddying the waters even further is the contrast between training camp rookies - most of whom have to do something shocking to stand out from their peers and enhance their chances of making the team - and training camp veterans, whose guaranteed employment status encourages them to compete less than full-out in order to preserve their physical health.

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